Sending Wire and ACH payments domestically is straightforward and free with your Flex Bank Account. You can do this through the Flex Payment Portal or the Move Money Drop Down.
Via the Flex Payment Portal
- Access Payment Portal: Click on 'Payments' in the left-hand nav bar to enter the payment portal.
- Initiate Payment: Select 'Send Payments'.
- Choose Recipient: Pick an existing recipient or add a new one.
- Select Payment Method: Choose either 'Domestic ACH' or 'Domestic Wire' and provide the necessary recipient and banking details.
- Enter Payment Details: Specify the payment amount and the checking account you want the funds to be debited from.
- Add Memos and Attachments: Include an external memo for the recipient. You can also add an internal memo and attachments for your own records.
- Review and Send: Confirm the payment details, then click 'Send Payments'.
- SMS Verification for Wires: For wire transfers, an SMS verification is required as a security measure before the payment is sent.
Using the Move Money Drop Down
- Select Move Money Option: On the top right of any page on the Flex website, click the 'Move Money' drop-down.
- Initiate Payment: Select 'Send Payments'.
- Choose Recipient: Pick an existing recipient or add a new one.
- Select Payment Method: Choose either 'Domestic ACH' or 'Domestic Wire' and provide the necessary recipient and banking details.
- Enter Payment Details: Specify the payment amount and the checking account you want the funds to be debited from.
- Add Memos and Attachments: Include an external memo for the recipient. You can also add an internal memo and attachments for your own records.
- Review and Send: Confirm the payment details, then click 'Send Payments'.
- SMS Verification for Wires: For wire transfers, an SMS verification is required as a security measure before the payment is sent.
Transfer Times
- Domestic ACH Payments: Typically arrive at their destination within 3 business days.
- Domestic Wire Transfers: Generally reach their destination in 1 business day.