Payments are processed from 8AM to 6PM Eastern Time on business days. Payments submitted outside these hours, or on non-business days such as weekends or holidays, will not be processed until 8AM on the next business day.
| Outgoing Transaction Type | Cut-Off Time | Est. Settlement Time | Cost |
| Same Day ACH | 9:00 AM Eastern | 1:00 PM EST (same business day) | Free |
| Same Day ACH | 3:00 PM Eastern | 5:00 PM EST (same business day) | Free |
| Same Day ACH | N/A | 1:00 PM EST of the next business day if sent after cut off. | Free |
| Domestic Wire | 1:00 PM Eastern | Same business day if sent before the cutoff time. | Free |
| Domestic Wire | 6:00 PM Eastern | Same business day if sent before the cutoff time. However, it is dependent on the receiving banks cutoff time. | Free |
| International Wire, USD | N/A | Approximately 2-9 business days | Free |
| International Wire, FX | N/A | Approximately 2-9 business days | 1% |
- Note: Same Day ACH is unavailable for ACH payments exceeding $1,000,000.
- Note: Domestic wires are typically dispatched at the start of every hour.